Health insurance - a contradiction in terms
One would have to be brain-dead (or else a politician) to not be aware of the skyrocketing cost of health care in this country. But the big question is: WHY is it happening? I've spent a lot of time (30 years or so) thinking about this. And of course, there is no single, simple answer. Like everything that has to do with health care nowadays, there are a million different reasons for why everything costs so much - especially if you ask someone in the medical field: Liability premiums, new-fangled technology, over-priced drugs, and on and on and on. It's confusing, and that's just the way the "powers that be" in the medical establishment want it
What I have concluded, however, is this: The less free-market competition is a factor in the health-care universe, the higher prices soar. And what's the nemesis of price-lowering competition in the medical world? Insurance companies. By forming ever-larger alliances of individual doctors, medical practices, clinics, hospitals or groups of hospitals, insurance companies exert ever more control over not only how medicine is practiced, but how much it costs, too. And by fixing the prices paid out to doctors for services - instead of allowing the natural supply-and-demand of the marketplace to regulate costs - insurance companies ensure themselves of two things: A predictable outlay of cash for medical treatment (the services only they can authorize, by the way) and a handsomely profitable influx of monies paid by consumers powerless to shop around for a better deal. Why are we powerless? Because increasingly, we've been brainwashed into viewing our healthcare (and thence, health insurance) as an entitlement - of our jobs, of our citizenship, of our birth - and not just another commodity to be shopped around, evaluated, chosen, purchased, and then held up to the scrutiny of our dollars. But this wasn't always the case. It was not so long ago that there was NO SUCH THING as health insurance. People went to the doctor and paid for services rendered, just like going to the car shop. And prices were reasonable - they had to be, or we'd take our business elsewhere. Gone are those days. Don't believe me? Try going to any doctor (other than a plastic surgeon or veterinarian) nowadays and offer to pay cash for treatment. You'll get a blank stare, or the 3rd degree about why you want to keep your identity a secret
In the past, I've ranted long and loud about the HMO monopolies, drug-company price gouging, and tax-funded bureaucratic boondoggles. And as the baby-boomers age; as medical technology gets more and more expensive; as mainstream medicine becomes ever more drug-centric; and as we keep getting fatter, sicker, and more accustomed to the entitlement mentality our insurance-based healthcare system breeds, it's only going to get worse
Unless we start voting for a return to the simple, original American system in which your dollars hold sway over the number-crunching conglomerates who fleece you as they dictate what you can and can't have in the way of pill-and-scalpel mainstream treatments
All the while spending millions of your own dollars concealing the safer, simpler, and more affordable natural alternatives that would no doubt thrive in the true free market our health care system USED to be. **************************** An ongoing radiological experiment - and we're the guinea pigs
Want to know what my favorite medical journal (The Lancet) recently printed about the dangers of cell phones? Here's the quote, as written in those pages by a prominent British psychiatrist: "If cell phones were a kind of food, they simply would not be licensed." But everyone's got a cell phone nowadays, don't they? To the young generation, they're a fashion essential. And even to the 30-somethings and baby boomers, the go-anywhere telephone is starting to seem like a necessity in this day and age
We buy cell phones for their convenience, for accessibility, and even for safety reasons, right? After all, when we accidentally drive off the road in a rainstorm 10 miles from nowhere, isn't it nice to be able to summon help right away? When we get mugged, don't we want the cops on the way as soon as possible? Of course we do. But like so many other things that were developed, rubber-stamped, and rushed to market as a boon to public safety (mercury fillings, fluoridated water), cell phones have downsides - some of them disastrous
For instance, a substantial body of research (poorly publicized though it may be) has shown that cell phone use can damage areas of the brain associated with memory, learning, and motor function - and may even trigger Alzheimer's disease. One European study concluded that the microwaves emitted by mobile phones might cause leakage in the blood/brain barrier, which can lead to radically premature senility! Yet another body of research showed that radio signals from cell phones killed high-level brain cells in laboratory animals. As if this isn't bad enough, recent European research shows that the next generation of ultra-powerful cellular communication technology can cause actual physical symptoms among those exposed to its radiation - things like headache, nausea, and tingling sensations. *********************** That can't be good, can it? The bottom line is this: Like so many other technological "advancements" in our modern lives, we really have no idea of the long-term effects of cellular communication technology on our health. And although it's nice to have the talk-anywhere convenience of a phone in our pocket, we must allow for the possibility that such accessibility might come at a steep price
One we may not even know we've paid until it's too late. Look, I know you're not going to give up your precious cell phone, but keep the exposure to a minimum. And get one with a vibrating ringer so you won't drive the rest of us crazy - especially at dinner. "Celling" it to you straight, William Campbell Douglass II, MD |